Van Fleet Insurance
Van Fleet Insurance Backed By ‘Exceptional’ Service
Want to save money on your van fleet insurance? Let the fleet insurance specialists at Coversure Hull compare our markets to find you the van fleet insurance that’s right for your business. Whether you need cover for 2 vehicles or 20, call us today on 0800 977 6037 and let our award-winning team help you.
Van fleet insurance backed by ‘Exceptional’ service
Our award-wining team is rated as ‘Exceptional’ by feefo and with over 50 years of fleet insurance experience, you can rest assured you’re in safe hands. Being independent we can put your needs first, and we’ll compare the market to find you great cover for a great value premium. To find out more, call us free on 0800 977 6037 or start your van fleet insurance quote today.
What is van fleet insurance?
Van fleet insurance is an adaptable policy that gives owners of multiple vans a simple way to insure them all on one policy. Business fleet insurance through Coversure Hull is available to businesses with two or more vans and can cover a wide range of vehicles, including:
- Vans used for hire and reward, including delivery vans and courier vans
- Single cab vans
- Double cab vans
- Vans used for social, domestic and pleasure use
What to look for in a van fleet insurance policy
Every van fleet owner’s needs will differ, and we’ll take the time to get to know your needs before providing you with a van fleet insurance quote. Key things to look out for, include:
- The flexibility to add and remove drivers and vehicles as you need to
- A flexible level of excess – the amount you pay in the event of a claim
- An any driver option
- Discounts for drivers over 25 or 30 years of age
- Uninsured loss recovery insurance up to £100,000
- Discounts for additional vehicles
- Cover that’s underwritten by major UK insurers and wholesalers – off-shore providers can be cheaper, but the risks can be significantly higher
- An amount of cover for radios and stereo equipment
- A competitive amount of excess on broken windscreen claims
What types of van fleet insurance are there?
Depending on what you are using your vans for you’ll have a choice of insurance options:
- Carrying own goods – this covers you for carrying things like your tools and can also be extended to insure things like stock and other supplies
- Carrying goods for hire and reward – if someone is paying you to carry goods for them, then you’ll need hire and reward cover.
Please note, even if you only occasionally carry goods for money or do so on a casual basis – say you take your band’s equipment to gigs - you’ll still need hire and reward cover as part of your van fleet insurance quote
- Social use only – if you only use your fleet of vans for hobbies then this is for you
- Social use and commuting – if your vans are used for hobbies and commuting then you’ll need this type of van fleet insurance cover
Please note, social use and commuting only covers you to go to and from a single place of work. If you need to visit multiple locations, then you may need a different form of protection. To get some independent van fleet insurance advice, please call us on 0800 977 6037 and we’ll be happy to help
How much does fleet insurance cost?
At Coversure Hull we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your fleet insurance quote will depend on things like:
- The number of vans you have
- What kind they are, taking into account their size, model, engine size etc.
- The nature of your business
- Who will be driving your vehicles
- Your claims history
- The age of your drivers
- Whether you want a named or any driver policy
- Your level of no claims bonus
- Whether you want to pay monthly or annually – annually will usually prove cheaper
- Your postcode
If you’d like to know how much a business fleet insurance policy will cost you, please get in touch. You can call us on 0800 977 6037 or start your fleet insurance quote today.
What levels of van fleet insurance are there?
As with standard van insurance, there are three levels of van fleet insurance:
- Fully comprehensive - this is the highest level of cover and includes third party, fire and theft and pays for repairs or the replacement of your vans if they’re damaged maliciously or in an accident
- Third party, fire and theft - protects your vans from damage caused by fire or theft. It won’t pay out if the damage is caused by something else such as an in an accident, but will pay for damage to another’s vehicle if that accident is your fault
- Third party only - this is the minimum level of cover required by law. It covers you if you damage someone's property or injure them while driving and it also protects any passengers if they’re injured in one of your vans. It won’t pay out if your vans are stolen or damaged or destroyed by fire
What are the benefits of van fleet insurance?
If you own multiple vans then there are several benefits to having van fleet insurance, including:
- Save money – by insuring multiple vans with business fleet insurance, you can reduce your per-vehicle insurance costs
- Save time – having one policy to look after means fleet insurance can save you administration time versus having to look after several single vehicle policies
- Flexibility – you can add or remove vans and drivers as you need to, and you can also insure all drivers to drive any of your vans should you take out an any-driver policy
- Enjoy greater flexibility – you can add or remove vehicles and drivers as you need to without needing to get a new quote and policy. You can also insure your entire team to drive your vehicles with an any-driver policy
- Get cover for complex driving risks – whether you need cover for young or newly qualified drivers or even those with a chequered claims history, an any-driver policy could enable you to insure the drivers you need more easily
How can you get cheaper van fleet insurance?
This is a question we get asked a lot, and the good news is there are several easy ways to potentially cut your van fleet insurance quotes, including:
- Complete a risk assessment with your broker and see where you can save money
- If you need to cover young drivers, limit the risks by only allowing them to drive when accompanied by a more experienced driver or in daylight
- Renewing your policy early so giving your broker time to shop around for you
- Get a higher level of excess
- Secure your vehicles by adding extra security kit and parking them somewhere secure overnight and at weekends
- Use technology such as vehicle trackers, dashcams, internal cameras and telematics systems
- Train your drivers – a recent Department of Transport report on driver training suggested if drivers had better hazard perception training, it could lead to an 11% reduction in collisions, and fewer collisions can mean fewer claims and lower business fleet insurance premiums
To get the van fleet insurance that’s right for your business, please call us free on 0800 977 6037. We’ll get to know your needs before comparing our markets to find you a great fleet insurance quote.
Van fleet insurance FAQ
Fleet insurance is a complex area of insurance and it’s important to get it right. To help you get the cover that’s right for you, here are our van fleet insurance frequently asked questions. We hope they will prove helpful, but if you’d like to get some independent advice, then please call us free on 0800 977 6037. Our team of fleet insurance specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.
Q. Is van fleet insurance a legal requirement?
A. Not specifically, though your vehicles will need to be insured to be road legal
Q. Who can get van fleet insurance?
A. Any business with two or more vans in need of cover can get a fleet insurance quote from us
Q. Can I use my existing insurance no-claims bonus on my policy?
A. Yes, if the no-claims bonus was earned on vans in the UK
Q. Are tools covered by van fleet insurance?
A. Yes, you can get a policy that will cover your tools while they are in your van
Q. Can you insure a fleet of electric vehicles?
A. Yes, we can insure electric vehicles, including cars, vans and even trucks
Q. How can I get a fleet insurance quote?
A. Getting a fleet insurance quote from us is easy. You can call us on 0800 977 6037 or get your fleet insurance quote here. Thanks to our wide range of insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like.
Get a van fleet insurance quote
If you'd like some van fleet insurance help or a van fleet insurance quote, call us on 0800 977 6037. We can give you all the advice you need and can compare our markets to find you the cover you require.
