HGV Breakdown Insurance
HGV Breakdown Insurance
Competitive Lorry Breakdown Cover Backed By ‘Exceptional’ Service
Want to save money on your HGV breakdown insurance? Let the truck and HGV insurance specialists at Coversure Hull compare our markets to find you the lorry breakdown cover that’s right for your business. No matter what type of HGV you have, call us on 0800 977 6037 and let our award-winning team help you get the HGV breakdown insurance that’s right for your business.
HGV breakdown insurance backed by ‘Exceptional’ service
Our award-wining team is rated as ‘Exceptional’ by feefo and with over 50 years of truck and lorry breakdown insurance experience, you can rest assured you’re in safe hands. Being independent we can put your needs first, and we’ll compare the market to find you great cover for a great value premium. To find out more, call us free on 0800 977 6037 or start your HGV breakdown insurance quote today.
What Is HGV breakdown insurance?
HGV breakdown insurance, or lorry breakdown insurance as it’s also known, is a specialist insurance policy for people wanting the peace of mind that if their truck breaks down, help will be at hand. With the cost of recovering 7.5 tonne truck running at around £750 and the cost of rescuing a broken down 44-tonne lorry potentially costing over £6,000, getting HGV breakdown insurance can prove a wise investment.
What types of trucks can breakdown insurance cover?
Truck breakdown insurance through Coversure Hull can cover a wide range of vehicles, including:
- Trucks and HGVs of 3.5t up to 200 gross vehicle weight (GWV)
- Rigid lorries, articulated lorries, emergency vehicles, tankers, refrigerated trucks, and flatbed lorries
- Tippers, skip carriers, car transporters, bulk carriers, low loaders, tankers, gritters, breakdown trucks
These are just some of the vehicle types we can cover. If you have something else in mind, then please call us on 0800 977 6037 and we’ll be happy to discuss your needs.
What does HGV breakdown insurance cover?
There are several policy options, the most common ones being:
- Truck breakdown rescue service - designed for businesses and owner operators running operating HGVs up to 44 tonnes. It offers 24-7 recovery 365 days a year. You can choose breakdown cover based on a 40, 100 or 200-mile recovery radius
- HGV roadside repair - truck breakdown insurance provides specialist mechanics to provide an immediate roadside response. If your vehicle can safely be repaired there and then, then it will be. If the job is too big or the environment unsafe, it will be recovered to a destination of your choice within a 40, 100, or 200-mile radius of where your truck breaks down
- European cover
- Other options include hotel accommodation for the driver if they end up stranded away from home or a hire car for onward travel
How much does HGV breakdown insurance cost?
At Coversure Hull we don’t believe in one-size-fits-all solutions – particularly when it comes to policies that are as complicated as HGV breakdown insurance. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your HGV breakdown insurance quote will be calculated based on things like:
- How many vehicles you have
- The value of your vehicles
- Your claims history
- The type and condition of your trucks
- The length of your runs – European cover will cost more
- Your postcode
To get the lorry breakdown insurance that’s right for your business, please call us free on 0800 977 6037. We’ll get to know your needs before comparing our markets to find you a great HGV breakdown insurance quote.
HGV breakdown insurance FAQ
Truck breakdown insurance is a complex area of insurance and it’s important to get it right. To help you get the HGV breakdown insurance that’s right for you, here are our HGV breakdown insurance frequently asked questions. We hope they will prove helpful, but if you’d like to get some independent advice, then please call us free on 0800 977 6037. Our team of truck insurance specialists will be happy to talk you through the options to ensure you get the protection that’s right for you. You might also want to read our truck insurance guide.
Q. Is HGV breakdown insurance a legal requirement?
A. No, but given the costs of recovery you’d be wise to have cover in place
Q.How can I get cheaper HGV breakdown insurance?
A. There are a few ways to potentially get cheaper HGV or lorry breakdown insurance. Shop around, or get an independent truck insurance specialist such as Coversure Hull to do the shopping around for you, and by taking out an annual policy rather than an on-demand one
Q. Which is better, roadside repair or recovery?
A. It’s not really a question of which is better, more of what suits your needs. Repair will potentially get you going more quickly, depending on whether it’s safe/possible to do a roadside repair
Q. Can I get breakdown insurance for electric trucks?
A. Yes, although electric trucks are still quite rare in the UK, we can find HGV breakdown for electric trucks
Q. How can I get an HGV breakdown insurance quote?
A. Getting an HGV breakdown insurance quote from us is easy. You can call us on 0800 977 6037 or get your HGV breakdown insurance quote here. Thanks to our wide range of truck insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like
Get an HGV breakdown insurance quote
If you'd like some HGV breakdown insurance help or an HGV breakdown insurance quote or call us on 0800 977 6037. We can give you all the advice you need and can compare our markets to find you the cover you require.
