Fleet Insurance
Competitive Business Fleet Insurance Backed By ‘Exceptional’ Service
Want to save money on your fleet insurance? Let the business fleet insurance specialists at Coversure Hull compare our markets to find you the fleet insurance that’s right for you. Whether you need cover for 2 vehicles or 20, a car fleet or a mixed fleet, call us today on 0800 977 6037 and let our award-winning team help you.
Fleet insurance backed by ‘Exceptional’ service
Our award-wining team is rated as ‘Exceptional’ by feefo and with over 50 years of business fleet insurance experience, you can rest assured you’re in safe hands. Being independent we can put your needs first, and we’ll compare the market to find you great cover for a great value premium. To find out more, call us free on 0800 977 6037 or start your fleet insurance quote today.
What is fleet insurance?
Fleet insurance gives owners of multiple vehicles a simple way to insure them all on one policy. Business fleet insurance through Coversure Hull is available to businesses with two or more vehicles and can cover a wide range of vehicle types, including:
- Car fleets
- Van fleets
- Taxi fleets
- Truck and HGV fleets
- Plant and construction equipment such as diggers and trailers, often call special types fleet insurance
What to look for in a business fleet insurance policy
Every fleet owner’s needs are different, and we’ll take the time to get to know your business’s needs before providing you with a fleet insurance quote. Key things to look out for, include:
- The flexibility to add and remove drivers and vehicles as you need to
- A flexible level of excess – the amount you pay in the event of a claim
- An any driver option
- Discounts for drivers over 25 or 30 years of age
- Uninsured loss recovery insurance up to £100,000
- Discounts for additional vehicles
- Cover that’s underwritten by major UK insurers and wholesalers – offshore providers can be cheaper, but the risks can be significantly higher
- An amount of cover for radios and entertainment equipment
- A competitive amount of excess on broken windscreen claims
How much does fleet insurance cost?
At Coversure Hull we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your fleet insurance quote will depend on things like:
- The number of vehicles you have
- What kind they are, e.g. cars, vans, trucks or a mixed vehicle fleet
- The nature of your business
- Who will be driving your vehicles
- Your claims history
- The age of your drivers
- Whether you want a named or any driver policy
- Your level of no claims bonus
- Whether you want to pay monthly or annually – annually will usually prove cheaper
- The mileage you do
If you’d like to know how much a business fleet insurance policy will cost you, please get in touch. You can call us on 0800 977 6037 or start your fleet insurance quote today.
What are the benefits of fleet insurance?
There are many benefits to having this type of policy in place, the principal ones being that you could:
- Save money – by insuring multiple vehicles with business fleet insurance, you can reduce your per-vehicle insurance costs
- Save time – having one policy to administer means fleet insurance can save you administration time versus having to look after several single vehicle policies
- Flexibility – you can add or remove vehicles and drivers as you need to, and you can also insure all drivers to drive any of your vehicles if you take out an any-driver policy
- Enjoy greater flexibility – you can add or remove vehicles and drivers as you need to without needing to get a new quote and policy. You can also insure your entire team to drive your vehicles with an any-driver policy
- Get cover for complex driving risks – whether you need cover for young or newly qualified drivers or even those with a chequered claims history, an any-driver policy could enable you to insure the drivers you need more easily
How can you get cheaper fleet insurance?
This is a question we get asked a lot, and the good news is there are several easy ways to potentially get cheaper fleet insurance quotes, including:
- Complete a risk assessment with your broker and seeing where you can save money
- If you need to cover young drivers, limit the risks by only allowing them to drive when accompanied by a more experienced driver or in daylight
- Renewing your policy early so giving your broker time to shop around for you
- Get a higher level of excess
- Secure your vehicles by adding extra security kit and parking them somewhere secure overnight and at weekends
- Use technology such as vehicle trackers, dashcams, and telematics systems
- Train your drivers – a recent Department of Transport report on driver training suggested if drivers had better hazard perception training, it could lead to an 11% reduction in collisions, and fewer collisions can mean fewer claims and lower business fleet insurance premiums
To get the fleet insurance that’s right for your business, please call us free on 0800 977 6037. We’ll get to know your needs before comparing our markets to find you a great fleet insurance quote.
Fleet insurance FAQ
Business fleet insurance is a complex area of insurance and it’s important to get it right. To help you get the cover that’s right for you, here are our fleet insurance frequently asked questions. We hope they will prove helpful, but if you’d like to get some independent advice, then please call us free on 0800 977 6037. Our team of fleet insurance specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.
Q. Is fleet insurance a legal requirement?
A.Not specifically, though your vehicles will need to be insured to be road legal
Q. Is fleet insurance just for cars?
A. No, it can cover everything from cars, vans, trucks to plant equipment and a mixture of all, a so-called mixed fleet insurance policy
Q. Who can get fleet insurance?
A. Any business with two or more vehicles in need of cover can get fleet insurance from us
Q. Are there any age restrictions on fleet insurance?
A. Most insurers won't cover drivers under 21 and drivers aged 69 or over can also be challenging. Thanks to our wide range of insurance providers, we can be flexible and can get business fleet insurance quotes for even challenging risks. To get some personalised professional advice, call the team on 0800 977 6037
Q. Can I use my existing insurance no-claims bonus on my policy?
A. Yes, if the no-claims bonus was earned on vehicles in the UK
Q. Can you insure a fleet of electric vehicles?
A. Yes, we can insure electric vehicles, including cars, vans and even trucks
Q. How can I get a fleet insurance quote?
A. Getting a fleet insurance quote from us is easy. You can call us on 0800 977 6037 or get your fleet insurance quote here. Thanks to our wide range of insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like.
Get a fleet insurance quote today
If you'd like some fleet insurance help or a business fleet insurance quote, call us on 0800 977 6037. We can give you all the advice you need and can compare our markets to find you the cover you require.
